Retail

Underwriter At Synergy Wellcare Medicaid Limited

Synergy Wellcare Medicaid Limited·Rivers, nigeria·Full Time·Contract
RetailFull TimeContract
-Closes Sep 30, 2026View details & apply →

Job Summary

  • Synergy Wellcare Medicaid Limited is seeking a highly experienced, strategic, and results-oriented professional to join our team as an Underwriter.
  • The successful candidate will be responsible for underwriting health insurance plans, assessing risks, developing appropriate pricing and benefit structures, and supporting the organization's profitability and business growth.

Key Responsibilities

Underwriting & Risk Management

  • Lead underwriting for individual, group, SME, and corporate HMO plans.
  • Assess health and financial risks to determine appropriate pricing, benefits, and exclusions.
  • Develop, review, and recommend underwriting policies and premium structures.
  • Analyze claims trends, utilization patterns, and provider costs.
  • Design customized health plans aligned with client needs and profitability objectives.
  • Review existing health plans and recommend adjustments based on claims experience and utilization.
  • Monitor underwriting performance and identify potential areas of risk and loss.
  • Evaluate client risk profiles and recommend appropriate premium rates and benefit structures.
  • Work closely with the Business Development, Claims, Provider Management, Finance, and Operations teams to ensure commercially viable health plans.
  • Support the preparation of quotations and proposals for prospective corporate and group clients.
  • Participate in negotiations with clients and other relevant stakeholders on pricing, benefits, and terms of coverage.

Educational Qualifications

  • Bachelor's Degree in Insurance, Actuarial Science, Business Administration, or a related discipline.
  • Relevant professional certification in Insurance, Health Insurance, or a related field will be an added advantage.

Experience Requirements

  • Minimum of 3 years cognate experience in an HMO or Health Insurance organization.
  • Proven experience in underwriting, pricing, risk assessment, and/or business development.
  • Strong understanding of HMO benefit structures, pricing models, provider tariffs, and claims utilization.
  • Experience in handling corporate, group, SME, or individual health insurance plans will be an added advantage.

Core Competencies & Skills

  • Strong analytical and financial evaluation skills.
  • Excellent negotiation, sales, and relationship-management abilities.
  • Strong understanding of HMO operations and health insurance products.
  • Commercially driven with sound risk-management judgment.
  • Ability to analyze claims and utilization data to support underwriting decisions.
  • Ability to work independently and make sound business decisions.
  • Excellent communication and interpersonal skills.
  • Strong attention to detail.
  • High level of professionalism, confidentiality, and integrity.

Key skills

BA/BSc/HND
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Send your CV along with a cover letter to[email protected]

Please use the job title as the subject line of your email.

At a glance

Company

Synergy Wellcare Medicaid Limited

Location

Rivers, nigeria

Employment

Full Time

Work style

Contract

Experience

Valid until

September 30, 2026

Created

September 11, 2026

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Underwriter At Synergy Wellcare Medicaid Limited
Rivers, nigeria
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