This is a full-time hybrid role for a Senior Reconciliation Officer, based in Lagos hybrid, with 3 days per week in the office. In a betting business, money moves constantly deposits in, withdrawals out, bets, winnings, bonuses, and fees across multiple payment providers and bank accounts. Your job is to prove, daily, that every naira is accounted for: platform wallet balances versus payment gateway records versus bank statements. Discrepancies are found fast, investigated to root cause, and closed. This is a detail-obsessed role for someone with strong reconciliation experience in a high-volume transaction environment, who treats an unexplained variance as unacceptable rather than tolerable.
What You'll Do
Perform daily three-way reconciliation across the platform wallet ledger, payment gateway reports, and bank statements
Reconcile deposits, withdrawals, chargebacks, reversals, provider fees, and settlement batches across all payment providers
Investigate discrepancies to root cause timing differences, failed webhooks, duplicate credits, provider errors and drive them to resolution
Maintain a clear breaks log with ageing, ownership, and resolution status, and escalate material items immediately
Work with engineering to diagnose systemic reconciliation issues and improve automated matching
Reconcile bonus, promotion, and adjustment entries against approvals
Support month-end close with reconciled cash and wallet liability positions
Document reconciliation procedures and controls, and support internal and external audit requests
Monitor payment provider performance success rates, settlement timeliness, fee accuracy and flag anomalies
Produce daily and weekly reconciliation reporting for finance leadership
What We're Looking For
4+ years of reconciliation experience in a high-volume environment fintech, payments, banking, or betting/gaming
Hands-on experience reconciling across payment gateways/PSPs and bank accounts in Nigeria
Advanced Excel/Google Sheets skills; comfort handling large transaction datasets
Working SQL knowledge, or a strong willingness to learn it quickly you'll query transaction data directly
A methodical, sceptical mindset: you verify rather than assume, and you don't close a break you can't explain
Understanding of double-entry principles and how wallet/ledger systems work
Clear documentation habits and comfort working to daily deadlines
A Bachelor's degree in Accounting, Finance, or a related fieldNice to Have
Experience in a betting or gaming operator's finance or payments team
Familiarity with Nigerian PSPs and their settlement/reporting behaviours
Experience with automated reconciliation tools or building matching logic
Exposure to BI tools (Metabase, Power BI) for reporting