To lead the analysis and review of credit risk undertaken by the credit analytics team against credit frameworks and strategies.
To provide expertise and guidance on complex credit analyses, leading to actionable insights in and for the function.
Guide a team of credit professionals from a point of technical expertise and insight in the analysis of all credit transactions across portfolios.
Provide insight and recommendations into the development of credit policy.
Provide expert guidance on credit-related matters to internal stakeholders as an outcome of detailed and complex analyses.
Oversee the execution of stress-testing and scenario analyses undertaken by team members across the various portfolios.
Conceptualise, design, and implement training for less seasoned and more junior team members to foster continuous technical skill development.
Undertake detailed analyses of competitor organisations to inform credit strategies.
Provide insights into the organisation's credit risk management framework.
Develop and implement practices which build service delivery excellence and implement efficiency models.
Contribute to sustaining a competitive edge through external networking, benchmarking and representation on related forums.
Stay abreast of relevant industry risk management best practices and legislative amendments and suggests ways to leverage these to ensure continuous improvement.
Develop and implement practices which build service delivery excellence and implement efficiency models.
Build relationships that allow for the managing of expectations; the sharing of knowledge and diverse insights; and the creation of buy-in.
Brainstorm, identify, implement and drive innovative best practice ideas within the organisation to ensure increased efficiencies.
Use the insights gained through integrated business reports to measure success and realign tactical strategy implementation objectives appropriately.
Ensure the development and implementation of practices in alignment with operational policy and procedural frameworks.
Sponsible, caring, and reliable Female School Bus Assistant to sit with and monitor students during school bus trips.
The primary responsibility is to ensure the safety, comfort, and discipline of all children on board, from pick-up in the morning to drop-off after school.
Key Responsibilities
Student Safety & Supervision: Sit with students and monitor behavior throughout the journey to ensure order and safety.
Pick-up & Drop-off: Assist children in boarding and alighting the bus safely. Ensure each child is handed over to the correct parent/guardian at their designated stop.
Attendance & Headcount: Take attendance before departure and after arrival. Report any absent student to the school office.
Student Care: Comfort younger children, help with seatbelts, bags, and ensure they remain seated during transit.
Communication: Be the link between parents, the bus driver, and the school. Report any incidents, delays, or concerns immediately.
Discipline: Enforce bus rules in a calm and respectful manner. Address bullying or unsafe behavior.
Emergency Support: Assist the driver in case of emergencies and follow all school safety protocols.
Cleanliness: Ensure the bus interior is kept tidy and report any damage.
Qualifications
Education: Minimum of SSCE / OND. First aid knowledge is an advantage.
Experience: Prior experience working with children in a school, daycare, or caregiving role is preferred.
Gender: Female.
Personal Qualities:
Patient, warm, and good with children ages 3-16
Honest, reliable, and punctual
Good communication skills and a calm temperament
Physically fit to assist children in and out of the bus
Other: Must pass background check. Residence within Bénin City is an advantage.