Operations

Risk Manager At Strivo Labs

Strivo Labs·Lagos, nigeria·Full Time·Internship
OperationsFull TimeInternship

About the Role

  • We are seeking an experienced and highly analytical Risk Manager to lead the identification, assessment, monitoring, and mitigation of risks across our fintech operations.
  • The ideal candidate will play a critical role in safeguarding the company's financial health, regulatory compliance, operational resilience, and reputation while supporting sustainable business growth.
  • The Risk Manager will collaborate closely with Product, Credit, Compliance, Operations, Technology, Finance, and Executive Leadership teams to develop and implement a robust enterprise risk management framework aligned with industry best practices and regulatory requirements.

Key Responsibilities

Enterprise Risk Management:

  • Develop, implement, and continuously improve the company's risk management framework, policies, and procedures.
  • Identify, assess, monitor, and mitigate key business risks across operational, financial, strategic, technological, cyber, compliance, and reputational areas.
  • Maintain and update the enterprise risk register and risk appetite framework.
  • Conduct periodic risk assessments and present findings to senior management.

Credit & Lending Risk:

  • Evaluate and monitor credit risk exposures across lending and BNPL portfolios.
  • Analyze portfolio performance, default trends, delinquency rates, and loss metrics.
  • Recommend risk-based strategies to improve portfolio quality and reduce losses.
  • Work with Credit, Collections, and Data teams to strengthen underwriting and risk scoring methodologies.

Operational Risk:

  • Establish controls to minimize operational losses and process failures.
  • Investigate operational incidents and recommend corrective actions.
  • Monitor key risk indicators (KRIs) and ensure timely reporting.

Fraud Risk Management:

  • Develop and implement fraud prevention and detection strategies.
  • Monitor transaction patterns and emerging fraud trends.
  • Collaborate with Technology and Security teams to strengthen fraud monitoring systems.
  • Lead investigations into suspected fraud cases and coordinate resolution efforts.

Regulatory Compliance & Governance:

  • Ensure adherence to applicable regulatory requirements and industry standards.
  • Work closely with Compliance teams on regulatory audits and examinations.
  • Monitor regulatory developments and assess potential impacts on business operations.
  • Support policy reviews and governance initiatives.

Reporting & Stakeholder Management:

  • Prepare risk reports, dashboards, and presentations for Executive Management and Board Committees.
  • Provide insights and recommendations on risk exposure and mitigation strategies.
  • Support strategic decision-making through risk analysis and scenario planning.

Business Continuity & Resilience:

  • Support the development and testing of Business Continuity Plans (BCP) and Disaster Recovery Plans (DRP).
  • Ensure operational resilience frameworks are maintained and regularly reviewed.

Requirements

Education:

  • Bachelor's Degree in Finance, Economics, Accounting, Business Administration, Risk Management, Mathematics, Statistics, or a related field.
  • Master's degree is an added advantage.

Experience:

  • Minimum of 5 - 8 years of progressive experience in Risk Management, Credit Risk, Enterprise Risk, Audit, or Compliance within a Fintech, Digital Lending, Banking, Financial Services, or Payment Services environment.
  • Demonstrated experience managing lending, BNPL, payment, or digital financial products.
  • Strong understanding of fintech regulatory requirements and risk governance practices.

Technical Skills:

  • Strong knowledge of Enterprise Risk Management (ERM) frameworks.
  • Experience with credit risk assessment and portfolio analytics.
  • Understanding of fraud risk management and transaction monitoring.
  • Strong analytical and data interpretation skills.
  • Advanced proficiency in Microsoft Excel, Power BI, SQL, or similar analytical tools.
  • Familiarity with regulatory standards, AML/CFT controls, and data protection requirements.

Professional Certifications (Preferred):

  • Certified Risk Management Professional (CRMP)
  • Financial Risk Manager (FRM)
  • Professional Risk Manager (PRM)
  • Certified Internal Auditor (CIA)
  • Chartered Financial Analyst (CFA)
  • Relevant compliance or governance certifications.

Key Performance Indicators (KPIs)

  • Portfolio Loss Rate
  • Fraud Loss Reduction
  • Risk Incident Resolution Time
  • Regulatory Compliance Score
  • Operational Risk Event Frequency
  • Audit Findings Closure Rate
  • Risk Assessment Completion Rate
  • Business Continuity Readiness Score.

Compensation: The salary budget for this role depends on experience, qualifications, and overall fit.

Key skills

BA/BSc/HNDMBA/MSc/MAProfessional Certificate
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Send your CV along with a cover letter to[email protected]

Please use the job title as the subject line of your email.

At a glance

Company

Strivo Labs

Location

Lagos, nigeria

Employment

Full Time

Work style

Internship

Experience

Valid until

Not specified

Created

August 15, 2026

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