ENTOURAGE INTEGRATED TRUST LIMITEDis looking for an EXPERIENCED LOAN OFFICER in PERSONAL & SME to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in LAGOS STATE
Loan Officer responsibilities include preparing loan applications, evaluating clients' financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requirements are met.
- Review loan requests
- Assess clients' financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyze risks and approve or reject loan requests
- Set up payment plans
- Maintain updated records of loan applications
- Follow up with clients about loan renewals
- Monitor progress of existing loans
- Minimum of 3 years proven work experience as a Loan Officer
- Minimum of 3 years Personal & SME lending experience
- Hands-on experience with lending procedures and products
- Ability to create and process financial spreadsheets
- Strong analytical skills
- Excellent communication and interpersonal skills
- Customer service experience
- NCE/OND/HND/BSc in Banking and Finance, Economics or related field
- Starting Salary: 150,000
- Bi-annual Profit Sharing
- HMO
- Flexible working hour
- Yearly appraisal
- Salary review based on performance