Entourage Integrated Trust Limited is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in ASABA, DELTA STATE.
- ANIOMA/MIDWIFERY MARKET
- OKPANAM ROAD
- SUMMIT AREA
- OGBOGONOGO
- IBUSA JUNCTION
- ANWAI ROAD
- OKPANAM
Credit officer responsibilities include preparing loan applications, evaluating clients' financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
- Review loan requests
- Assess clients' financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyse risks and approve or reject loan requests
- Set up payment plans
- Maintain updated records of loan applications
- Follow up with clients about loan renewals
- Monitor progress of existing loans
- Daily & weekly repayment collection
- Proven work experience as a Credit Officer, Loan Officer or similar role
- Hands-on experience with lending procedures and products
- Ability to create and process financial spreadsheets
- Strong analytical skills
- Excellent communication and interpersonal skills
- Customer service experience
- NCE/OND/HND/BSc in Banking and Finance, Economics, or related field
- Starting Salary: 112,000
- Bi-annual Profit Sharing
- HMO
- Flexible working hour 11am - 6pm
- Yearly appraisal
- Salary review based on performance