• Retail Relationship Officer at Addosser Microfinance Bank Limited

    work Addosser Microfinance Bank Limited
    placeLagos
    Date Posted: 2019-04-01

    Addosser Microfinance Bank Limited is recruiting to fill the position of Retail Relationship Officer (Odunade Branch) in Lagos.

    Main Responsibilities

    • Sourcing for microfinance Micro &SME clients in identified market zones.
    • Creation of quality risk assets monthly.
    • Rendering financial advice to customers.
    • Ensure credit appraisal & cash flow analysis of clients.
    • Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentations duly completed, executed & submitted.
    • Ensure that all approved Loans are disbursed timely.
    • Ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower
    • Supervises Loan packaging and documentation.
    • Conducts credit check on borrowers and their guarantors.
    • Confirm status (physical state, valuation etc.) of assets/properties used as collateral by customers.
    • Follow up on delinquent loans & immediately refer to same to his/her supervisor.
    • Ensure PAR is within tolerable level as specified by management.

    Relevant Skills, Qualification, Attributes & Experience

    • HND /University Degree in Banking, Accounting, Economics or other related field.
    • At least 2 - 3 years’ experience in a Micro Finance Institution.
    • Must have customers in Odunade market.
    • Good understanding of business process.
    • Hardworking, commitment, ability to communicate and self- motivated person.
    • Excellent interpersonal & numerical skills.
    • Excellent team player.

    Method of Application

    Interested and qualified candidates should send their CVs on or before 24th April, 2019.


    work Addosser Microfinance Bank Limited

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