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Loan Officer at Michael Stevens Consulting - Rivers
Michael Stevens Consulting - We are recruiting to fill the position of a Loan Officer in Rivers.
Responsibilities
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Update job knowledge on types of loans and other financial services
- Maintain and update account records
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the extra mile to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
Requirements
- Proven working experience as a loan officer
- Familiarity with computers and banking applications / software
- Solid understanding of direct/indirect lending products and practices
- Excellent communication and interpersonal skills
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal oriented environment
- HND / B.Sc degree in Finance, Economics or a related field.
- Preferably not more than 26 years old.
- 1 - 2 years experience.
How to Apply
Interested and qualified candidates should send their CV on or before 28th September, 2020 using the "Job Title" as the subject of the email.
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