• Customer Service and Collections Officer at OneFi

    work OneFi
    placeLagos
    Date Posted: 2019-01-16

    OneFi is hiring Customer Service and Collections Officer in Lagos, Nigeria.

    job Details:

    OneFi started in 2012 as a brick and mortar consumer lender focused on the Nigerian market. Having raised a Series A round in 2015, we pivoted in 2016 to become a digital lender via the Paylater App (www.paylater.ng) and we are focused on provided access to financial services to the “Next Billion’ starting in Africa.

    Currently, we are the largest fully automated smartphone lender in West Africa with over 1,000,000 apps downloaded and disbursing just under 2,000 loans per day in Nigeria and Ghana. Our 2018 goal was to be a Digital Bank in 3 countries and have secured a Banking License in Nigeria already.

    In 2019, our focus on expanding access to financial services and providing value to our customers is even sharper.

    There will be added functionality to the new Paylater Wallet — a debit card for customers to perform transactions and/or withdraw money nationwide, rewards for transacting, and lots more. ????

    OneFi is headquartered in Lagos, Nigeria with offices in South Africa and the UK.

    Customer Service and Collections Agent:

    We are looking for a passionate and focused Customer Service and Collections Agent.

    Responsibilities:

    Your core responsibility will be to deliver world class customer support services that will set the company apart from the competition while delighting the customer at all times. You will also be focused on working with customers to ensure they maintain their payments, do not fall into arrears and subsequently enter the Collections funnel.

    As a smart, proactive, well spoken, fast typing and independent agent, you will help us deliver great service to existing and prospective customers.

    Your Tasks:

    1. Assessing existing and prospective customers’ needs via chat, phone or social media and providing answers quickly or escalating to relevant colleagues.

    2. Helping customers complete loan applications, bill payments, setup cards and loan repayments to name a few.

    3. Converting all Paylater inquiries into Paylater customers; Payvest, Bill Payments, Loans etc.

    4. Resolving complaints within allotted times to meet response targets.

    5. Supporting the collections process by making calls to customers at risk of falling into arrears and arranging repayment plans.

    6. Working with marketing and growth teams to contact customers for surveys or to sell new products and services

    Skills & requirements:

    Fast learner having the ability to learn quickly and understand deeply. You will need to learn the Paylater product (Payvest, Bill Payments, Loans, Wallet etc) quickly and understand it inside-out to be enable you deliver world class services to the customer.

    Proactively seeking out work for yourself and actively look to solve customer issues.

    Independent, requiring little to no supervision, reporting efficiently and succinctly when required and providing leadership at all times to colleagues.

    Emotionally intelligent, understanding the underlying issues being raised by the customers and being able to resolve quickly or escalate as needs be.

    Tech Savvy, you will be very aware of Internet technologies including banking apps, mobile phone technologies, Android, Internet, Websites, email, online chat/messaging and other internet related products and services.

    Fluent in oral and written English.

    Multitasking handling several tasks and priorities, your work load will switch between customer service duties and collections. Also have the ability to speak with customers while typing notes simultaneously.

    Fast typist of able to reach 40 words per minute and looking to improve. If you cannot type this fast, DO NOT APPLY!

    Great sense of humor being able to laugh at yourself and put the customer at ease at all times.

    Ambitious, wanting to succeed in meeting all customers’ needs and growing the customer service function at One Finance to world standard.

    Driven to constantly improve him or herself and the entire team by constantly learning and pushing colleagues to improve.

    Polite and Patient you will show empathy in dealing with customers’ regardless of their position.

    Job Qualification:

    A bachelor degree or its equivalent.

    Demonstrable communication and problem-solving skills

    A least 1 year of collection or customer service experience will be an added advantage.

    Salary:

    N50,000.00 (Fifty Thousand Naira Only) – If you are looking for more, do not apply. THIS IS AN ENTRY LEVEL POSITION.

    Availability:

    You must be immediately available to start.

    Method of Application

    Interested and qualified candidates should click here to apply.


    work OneFi

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