• Credit Risk Officer at ​Addosser Finance Limited

    work Addosser Finance Limited
    Date Posted: 2022-04-07

    Addosser Finance Limited, a fast-growing Finance Company, recruiting to fill the position of a Credit Risk Officer in Ikoyi, Lagos.

    Job Description

    • Evaluate customers' loan applications in line with the organization'scredit policy.
    • Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the bank’s risk appetite.
    • Has relevant experience in analyzing consumer and SME loans.
    • Organization of credit committee.
    • Portfolio management & reporting.
    • Create innovative credit evaluation processes and systems.
    • Evaluate clients for credit worthiness based our internal risk models & their application information.
    • Detect fraudulent applications, and unreliable applicants.
    • Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
    • Continuously ensure alignment/compliance to the credit risk management framework.
    • Continuously analyze and recommend improvement on credit risk management framework, processes and systems.
    • Preparation of statutory reports.

    Qualifications / Requirements

    • A First Degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
    • 2-3 years’ relevant experience in the Financial Services Industry.
    • Good knowledge of accounting and relevant lending ratios.
    • Experience in Credit Risk Management
    • Data Analytics and Effective communication
    • Good Knowledge of Credit Analysis and Appraisal
    • Experience in SME
    • Good reporting skills.

    Method of Application
    Interested and qualified candidates should apply on or before 15th April, 2022.

    work Addosser Finance Limited

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