• Account Officer at ​Access Bank Plc

    work ​Access Bank Plc
    placeNigeria
    Date Posted: 2021-02-10

    Access Bank Plc is a financial institution with presence in 9 countries in Africa and the United Kingdom and in all major cities in Nigeria. We are hiring an Account Officer, Commercial Banking Divison in Nigeria.

    Description

    • To ensure that customer relationships are developed and maintained by providing excellent financial products and services that add value to the customer while minimizing costs and risk to the bank

    Functions and Responsibilities

    • New Business Development
    • Credit processing and Appraisals
    • Close Monitoring of Credit relationships and loan recoveries
    • Maintain good public relations with current and prospective customers
    • Achieving set PCE and Balance Sheet Targets
    • Analyse and interpret financial data and recommend on the credit worthiness of the customer
    • Attend Credit Committee meetings with the Team Leader
    • Prepare periodic reports for the team
    • Assist in preparing the Team’s budget
    • Achieve PCE, Balance and other performance target
    • Perform other duties as may be assigned by the Relationship Manager

    Key Performance Indicators:

    • Meeting/exceeding set targets
    • Turn around time on deliverables
    • Rate of customer sign on/ acquisition
    • Exceeding balance sheet/ liability targets
    • Customer satisfaction levels
    • Report rendition (CAC, ALCO, MPR, FSR)
    • Quality of documents:
      • FAM/ FSR
      • MCC Presentation
      • Memos
    • Daily a/c review (Morning & night)

    Professional Requirements
    Qualification:

    • First degree in any Discipline with a minimum of Second Class honors. Relevant Masters’ degree will be an advantage
    • Professional Membership
    • A recognized professional certification will be an added advantage

    Minimum Experience:

    • 1 - 3 years relevant experience; exposure in the marketing of financial services, will be an added advantage

    Requirements:
    Good Customer Service / Relationship Management:

    • Strong selling/negotiation skills
    • Strong Financial Analysis / Interpretation capabilities
    • Oral & Written communication
    • Strong strategic orientation Generic Skills
    • Team work
    • Initiative
    • Entrepreneurship/ taking ownership
    • Analytical Skills/ Problem solving
    • Self-Management
    • Interpersonal Skills

    Benefits

    • Leave Allowance, Medical Allowance, Bonus payments as applicable, Passage as applicable, 13th month as applicable

    How to Apply
    Interested and qualified candidates should apply.


    work ​Access Bank Plc

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