• Account Officer at ​Accion Microfinance Bank Limited

    work ​Accion Microfinance Bank Limited
    placeKano & Nasarawa​
    Date Posted: 2018-07-16

    Accion Microfinance Bank Limited is hiring Account Officers in Kano & Nasarawa

    Job Responsibilities

    • Build and maintain portfolio of quality clients rapidly and consistently to reach target portfolio within assigned period.
    • Liaise with community organizations, business associations, and individual entrepreneurs.
    • Identify potential clients.
    • Identify potential clients.
    • Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default.
    • Develop an accurate evaluation of each client?s capacity and willingness to repay the requested loan.
    • Develop an accurate evaluation of each client?s capacity and willingness to repay the requested loan.
    • Correctly complete loan application and evaluation process
    • Arrange and undertake business site visits
    • Arrange and undertake business site visits
    • Arrange and undertake business site visits
    • Verify and cross-check all information relevant to the loan application and evaluation.
    • Evaluate the willingness and capacity to repay of the client.
    • Ensure an appropriate guarantee is in place and documented.
    • Determine and present loan terms and conditions to credit committee.
    • Participate in credit committees providing input on other members? loan proposals.
    • Prepare and present own loan proposals to credit committee.
    • Develop relationship with each client to support the business success and cultivate loyalty.
    • Monitor client business progress to identify any potential problems.
    • Offer suggestions and referrals where appropriate and within company policy.
    • Demonstrate a concern and build client rapport.
    • Implement late repayment recovery procedures of Accion MfB.
    • Achieve and maintain targets on portfolio at risk and loan loss.
    • Emphasize the importance of on-time repayment with clients.
    • Monitor repayment reports daily and client behavior patterns.
    • Become knowledgeable and known in the assigned geographic zone.
    • Build rapport with community, business associations and leaders.
    • Be known and visible in the community.
    • Develop goodwill of community towards Accion MfB.
    • Provide support to peers and others within Accion MfB in uplifting its values and policies.

    Qualification & Experiences

    • A minimum of HND or BSC in Business, Banking, Finance, Accounting, Economics, and/or related fields with numerate coursework.

    Key Performance

    • Strong numerical and analytical skills, self-confidence, strong conceptual and presentation skills.

    Required Knowledge

    • Understanding of the local area where they are working
    • Ability to speak and understand Hausa language.
    • Strong interpersonal skills.
    • Ability to develop strong financial analysis skills.
    • Ability to assess character of potential clients.
    • Computer literacy.
    • Independent worker; honest and of high integrity.
    • Experience in credit of financial service industry will be add advantage

    How to Apply

    if interested and qualified, please click here to apply


    work ​Accion Microfinance Bank Limited

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